Many people make New Year’s resolutions, but not too many keep them. For example, the most popular New Year’s resolution is to lose weight. This year thousands of Americans will make the vow to lose weight in 2013. They will research fad diets, sign up to gyms, and purchase new workout clothes only to lose sight of their goal by February. Why do these people fail? Permanent weight loss requires permanent life changes. Fad diets are a temporary solution to a weight problem. Who can live off of a table spoon of honey and water for the rest of their lives?
The trick to keeping a new year’s resolution is to think long term. Permanent lifestyle changes are almost always leads to success. As a payday loan company we see thousands of customers who have trouble managing their money. Let me first establish that there are different kinds of payday loan customers. There are the customers who encounter emergency expenses before payday. These customers need quick cash to take care of a flat tire, car repair, medical bill, or medicine. Then there are the customers who just simply have trouble managing their money.
While weight loss is a great resolution, so is managing your finances. Online cash advances are a convenient service, but they should not be the answer to your budgeting problems. In 2013 take a look at what you spend your money on. Create a spreadsheet where you can keep track of your bills. Create a savings account, and put some money into it as soon as you get your paycheck. Pay all of your bills first, so that you know how much income you have left to spend on entertainment, shopping, etc. If you make these permanent changes, you are sure to take out fewer loans in 2013.