Privacy Policy, Terms and Conditions of Website(s) Use

Terms and Conditions 

Thank you for visiting an AtoZ Financials LLC website. AtoZ Financials LLC provides and maintains this site for your personal information. By accessing and using the site, you accept and agree, without limitation, to the following terms and conditions:

Intellectual Property

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by AtoZ Financials LLC, its licensees, or other third parties who have authorized use of such properties on this site. AtoZ Financials LLC will aggressively enforce its intellectual property rights to the fullest extent of the law.

Your Use of this Site

AtoZ Financials LLC grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of identifying payday loan options from 3rd party lenders or their affiliates for your non-commercial, personal use. AtoZ Financials LLC reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of AtoZ Financials LLC. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

Limitation of Liability and Disclaimer of Warranties

AtoZ Financials LLC uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. AtoZ Financials LLC makes no representations regarding the use or results of any content on this site as to its accuracy, reliability or any other matter. NEITHER AtoZ Financials LLC NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Everything on this site is provided "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or limitation of certain types of damages, some of the above exclusion limitations may not apply to you. Check your local laws.

Linking

This site may contain links to sites maintained by third parties. AtoZ Financials LLC is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

Law and Venue

Your use of this site is governed by the laws of the British Virgin Islands, which courts of general jurisdiction will be the exclusive venue for litigating disputes arising out of these Terms and Conditions of Use or your use of this site.

Users Outside U.S.

This site is maintained by AtoZ Financials LLC from its corporate offices in the British Virgin Islands. AtoZ Financials LLC makes no representation that the documents, pages, images or other materials or content on this site are appropriate or available for use in jurisdictions outside the U.S.A.

Modification

AtoZ Financials LLC reserves the right to modify these terms and conditions from time to time. Your use of this site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

Privacy Policy

This Privacy Policy governs the manner in which AtoZ Financials LLC. collects, uses, maintains and discloses information collected from its customers and users of its website (each, a "User"). The purpose of this privacy policy is to inform you about what kinds of information we, at AtoZ Financials LLC may gather about you, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of the information.

This policy does not apply to the practices of companies that AtoZ Financials LLC does not own or control, or to people that AtoZ Financials LLC does not employ or manage. This includes any companies from whom you may have ordered services or products that are transmitted over AtoZ Financials LLC's platform, and any companies from whom you may be purchasing other services.

AtoZ Financials LLC will use any personal data supplied through this site in accordance with its Privacy Policy.

AtoZ Financials LLC is committed to safeguarding the information Users entrust to AtoZ Financials LLC. This Website is not directed at children under 18 years of age.

Collected Information

AtoZ Financials LLC may collect various types of personal information including name, address, telephone number, credit card number or other billing information, e-mail address, and other information that, either alone or in combination with other kinds of information, may personally identify Users. AtoZ Financials LLC may collect personally identifiable information from Users in a variety of ways, including through online forms for ordering products and services, and other instances where Users are invited to volunteer such information. AtoZ Financials LLC may also collect information about how Users use our Website. We may use "cookies" to track how Users use our Website. While not all of the information that we collect from Users is personally identifiable, it may be associated with personally identifiable information that Users provide to us through our Website.

Cookies

AtoZ Financials LLC's web server may send a cookie to your computer when you access the site. Cookies are files that web browsers place on a computer's hard drive and are used to tell us whether customers and visitors have visited the site previously. Our site may use session cookies containing encrypted information to allow the system to uniquely identify you while you are logged in. This information allows us to process your online data and requests. Session cookies help us make sure you are who you say you are after you have logged in. We use persistent cookies, which only we can read and use, to identify the fact that you are a AtoZ Financials LLC customer or prior site visitor. Users who disable their browser's ability to accept cookies will be able to browse the AtoZ Financials LLC website but may not be able to successfully use certain enhanced features. We also may from time to time engage third parties to track and analyze non-personally identifiable usage and volume statistical information from visitors to our website to help us administer our website and improve its quality. Such third parties may use cookies to help track visitor behavior. Such cookies will not be used to associate individual website visitors to any personally identifiable information. All data collected by such third parties on our behalf is used only to provide us with information on site usage and is not shared with any other third parties.

How We Use Information

AtoZ Financials LLC may use personally identifiable information collected through our Website to contact Users regarding products and services offered by AtoZ Financials LLC and its trusted affiliates, independent contractors and business partners, and otherwise to enhance Users' experience with AtoZ Financials LLC and such affiliates, independent contractors and business partners. AtoZ Financials LLC may also use information collected through our Website for research regarding the effectiveness of the Website and the marketing, advertising and sales efforts of AtoZ Financials LLC, its trusted affiliates, independent contractors and business partners. Because AtoZ Financials LLC is a global company, we may share your information with other AtoZ Financials LLC affiliates, business units or contractors in other parts of the world, who will maintain the privacy of your information in accordance with this policy. AtoZ Financials LLC may also use information for fulfillment of user requests, to contact users or for reporting purposes.

We limit access to your personally identifiable information to employees and contractors who we believe need access in order to provide services to you or to do their jobs. You should know that your personally identifiable information may be transferred from your home country to employees and contractors in other areas of the world, who may communicate with you regarding your inquiry.

We take appropriate technical and organizational measures to guard against unauthorized or unlawful processing of your personal data and against accidental loss or destruction of, or damage to, your personal data. While no computer system is completely secure, we believe the measures implemented by our site reduce the likelihood of security problems to a level appropriate to the type of data involved.

Disclosure of Information

AtoZ Financials LLC may disclose information collected from Users to trusted affiliates, independent contractors and business partners who will use the information for the purposes outlined above. We may also disclose aggregate, anonymous data based on information collected from Users to investors and potential partners. We may transfer information collected from Users in connection with a sale of AtoZ Financials LLC's business. At times we may be required by law or legal process to disclose your personal information. We may also disclose information about you if we believe that disclosure is necessary for the public interest.

Keep Your Information from Being Shared

How to Limit Sharing of Your Information: If you are a new customer, we can begin sharing your information 30 days from the date you apply on any of our websites. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing by any of the following means:

Call us at: 800-770-2802, or go to the Contact Us page of the website your on and send us and email or send us an email directly to service@atozfinancials.com.

Privacy Inquiries

If you have questions or concerns about our policies concerning privacy, data collection, data processing or data transmission, please contact us by any means available as described above.