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Online Income Tax Loans   Online Income Tax Loans

Get a Refund Anticipation Loan up to $2,500 FastRefund Anticipation Loan

If you have an income tax refund coming and need the money faster then your refund will arrive then apply here for a refund anticipation loan and have your income tax refund in your account by morning.

Income Tax Loan Fast Approval Notification

We don't file your income tax for you but we do help you get the refund much faster. You can apply now for an income tax refund loan even before you file your taxes. Apply now, get a faster approval notification, receive the loan, file your taxes and then repay the loan. Since we don't file your taxes and don't require any proof that you'll even receive a refund, we set your loan repayment to be due on your next payday and if you don't receive your refund by then you'll have to extend the loan which will cost you another fee, so be sure to avoid any extra fees by getting your income taxes filed quickly (you will initially get between 14-31 days to repay the loan, depending upon your payday's).

Income Tax Loan Without Providing Your Tax Forms

If you've ever tried to apply for a refund anticipation loan with other lending institutions, you know the process can be painful. Once you have jumped through their many hoops, proved you have filed your taxes, proved how much you'll receive in your refund and completed stacks of forms, then you wait days or weeks to find out whether you qualify but by then it's to late as you have already received your refund. That's not the case with our Income Tax Loans. With us you can even file your taxes after you file for your refund anticipation loan as your loan with us is based on your income, not your tax return.

What is a Refund Anticipation Loan?

A Refund Anticipation Loan is defined on the IRS website as "money borrowed by a taxpayer from a lender based on the taxpayer’s anticipated income tax refund.

In other words, it’s a short-term loan, secured by money the government supposedly owes you for overpayment on your taxes. The loan is often, but not always, repaid to the lender when your tax refund comes in.

How does a Refund Anticipation Loan work?

refund anticipation loansTo get a Refund Anticipation Loan, usually you go to a tax preparation service, and they prepare your taxes. Upon determining what your tax refund should be, the tax preparation service will offer you a refund anticipation loan which will give you "faster access" to the money you’re owed.

When your tax refund does come from the government, it gets sent to the lender to repay your loan.

However, with us, you file your taxes with a tax preparation service, by yourself or via an accountant. Either before or after your taxes are filed you can file for a Refund Anticipation Loan using our simple Refund Anticipation Loan Application. You will receive a fast approval notification, sign the loan application and have your refund in your bank account for your use in the morning. Since we can't know for certain how much your refund is going to be or even if you'll receive one at all, we set the loan repayment on your payday. If you don't receive your refund by your payday you can extend the loan, however, we discourage extensions as they incur another fee (you will initially get between 14-31 days to repay the loan, depending upon your payday's so read your loan document).

Sounds pretty simple, but there are some definite catches:

  • There is a fee or interest for a Refund Anticipation Loan which will be disclosed on your loan documents. If you don't like the cost of the loan then don't sign the loan documents.
  • You must be employed and you must have a bank account.
  • Your loan can only be up to $1500, even if you expect a larger refund.
  • You will have to repay the full amount of the loan, plus the fee.
  • You will have to repay the full loan and fee even if your refund is kept by the IRS or is less than you expected.

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Online Income Tax Loan